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    The Ultimate Guide to Renting Disney DVC Points (How We Stayed for Less Than HALF the Published Rate)

    ultimate-guide-to-renting-disney-dvc-points

    Here is the latest addition to my Saving at Disney Parks Series! Let’s continue today with topic #4: how to RENT points from Disney Vacation Club members to save insanely large sums of money on your Disney Resort stay.

    Prior to this year, we have made two trips to Disney World. Both times we spent our week at a non-Disney condo. It’s no surprise – we saved a lot of money by doing so. Of course, each time we wondered what the big deal was about staying on a Disney property. We figured that if we could ever find a budget-friendly way to stay with Disney, we’d give it a try.

    For the past three years in a row, my cousin and his family have gone to Disney. And each of those three years they have stayed on Disney property. They kept telling me that they had “rented DVC points” and saved so much money on their room. I’ll admit – I was skeptical. So skeptical that it took me more than 3 years to do the research and give it a try.

    As with any Disney stay, the more you research and the earlier you book, generally the better availability you’ll find. Most of the time!

    I will try to break it down for you as best I can:

    Disney Vacation Club (DVC for short) is Disney’s very own timeshare program. You might even have friends who are DVC members (we definitely do)! In its most basic sense, DVC members make payments towards a vacation at Disney each year. Everything is done on a points system. Certain accommodations cost more points than others. Point levels are determined by location, resort, size of room, time of year, view from room window/balcony, etc. So as you can imagine, a stay in a 3 bedroom villa at the Grand Floridian in May is going to cost you substantially more points than a February stay at Old Key West Villas in a studio standard view.

    A stay in one of the DVC Villas (located at Deluxe Disney resorts) carries most of the perks that a regular old Disney Resort room includes. You can take advantage of extra magic hours, use park transportation, send gift shop purchases made in the parks back to your room for free, etc. The biggest difference that I noticed is that if there is a free dining plan promotion, the offer is not extended to DVC villa rentals. Also, the villas do not provide daily housekeeping service (though you do have the option to pay for the service if you want it). On the 4th day of your stay you get basic trash and towel service (we got a new supply of shampoo and soap as well) and on the 7th day your room receives a full cleaning.

    It’s probably a given that if you make the commitment to joining DVC, you most likely really love Disney and visit fairly often. But like anything else in life, there are times when members aren’t going to or can’t use their points for a given year. Rather than eat the loss by not using their points or giving them away for free, members can rent their points to others. Rentals can typically be booked starting at 9-11 months out and the more popular times of year (ie Christmas) will book extremely fast.

    Renting points from a DVC member is a one-time deal. You rent enough points to stay where you’d like, when you’d like. The DVC member makes the reservation FOR YOU. The reservation is made IN YOUR NAME but as the DVC MEMBER’S GUESTS. It does not take rocket science to deduce that there is a big amount of trust required from both parties in a transaction like this. The DVC member trusts that you will behave during your stay and not act in any manner that would jeopardize their membership standing. Likewise, you trust that the DVC member will not only make the reservation but stay up-to-date with their payments, etc and keep their membership in good standing to ensure you have a seamless stay.

    Because of the high level of trust required from both parties, there are companies that act as a point-renting-facilitator.

    Two of the most popular, BBB accredited DVC point renting companies are David’s Vacation Club Rentals and The DVC Rental Store. My cousin has used David’s several times with no issues while we used The DVC Rental Store and had a fantastic experience.

    Please understand – using a point-renting company still does not eliminate the need for trust that I described above. But it does provide a real sense of legitimacy and gives you some recourse should things turn sour. The point-renting company works as a facilitaor between you and the DVC member. You each sign a contract stating that you will uphold your end of the bargain.

    The rental company makes their money by charging a few dollars more per point then they are currently valued at. In my humble opinion, I was happy and willing to pay this fee in return for having help with the booking and rental process. I still saved a substantial amount of money versus rack rate for our room, so in the end I was thrilled with the discount. (Yes, Disney does offer various room discounts throughout the year. Of course you should always compare these to the point rental prices to make sure you’re going with the cheaper option.)

    The Point Renting Process in Real Numbers

    Several months before our trip, I contacted DVC Rental Store by filling out a quote form on their website. Within several hours, I received a response and had several options to choose from regarding different resorts and which exact week to stay. I have only ever been in contact with one employee from DVC Rental Store – she literally walked me through every step. She provided timely responses to every question I had and was such a great resource!

    Once I settled on a week and the location (Animal Kingdom Lodge – Kidani Village, Deluxe Studio with Savanna View), I was required to put down a $100 deposit. At this point, DVC Rental Store put my request out to their pool of DVC members who were looking to rent out their points.

    Within 24 hours I received confirmation that they had a DVC member ready to make my reservation. I signed my rental agreement contract and shortly thereafter I received another email confirmation that the reservation had been made with our reservation number and booking details. (I was able to link this reservation to the My Disney Experience site and app without issue.)

    I believe a payment plan is available from DVC Rental Store, though we were pretty close to our trip at the time of booking, so we had to pay in full.

    Here are the actual numbers that we ended up with –

    Rack rate for Deluxe Studio Villa at Kidani Village for 4 nights in early March 2014 – $571/night or $2284 plus 11.5% room tax = $2547

    DVC points required for this stay – 76 points

    Both of the rental companies mentioned above charge $14/point (this includes their fee).

    Price we paid with rented points (including tax) – $1064

    We saved $1483!

    We had a wonderful first experience renting DVC points and plan to do it again in the future. We loved staying at a Disney resort and will try a different one next time. Of course you will have to weigh the pros and cons, the benefits and the risks to decide if this option is a good one for your family.  (Update: We rented points again in ’15 for our stay at Bay Lake Tower.  Another great experience!)

    Check out our in-depth review of Kidani Village!

    animal kingdom kidani village savanna view deluxe studio disney

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    Saving at Disney Parks Series: How to Save Money on Disney Souvenirs

    Vol 3. How to save money on Disney souvenirs

    It’s time to continue on with my Saving at Disney Parks Series! Let’s continue today with topic #3: how to save money on Disney souvenirs.

    Let’s face it: when you plan a trip to the Disney parks, you probably figure that you’re going to have to budget and bargain hunt. You scout out the very best hotel rates, stalk the internet for the lowest airfare, use coupons for a rental car and head to Disney when they’re offering a free dining plan. You’ve thought of everything! Almost.

    It starts off innocently enough.

    “Look at everyone trading pins. Let’s buy a pin starter pack.”

    Then it escalates.

    “Sure, sweetie, I’ll buy you the $20 balloon that is bigger than you.” (Only to have it pop while boarding the tram car on your way out of the park.)

    “It’s 95 degrees and 120% humidity and my kid just barfed on Rapunzel. YES, PLEASE SELL ME THE $17 icy water squirt-bottle-fan!”

    “The dress, the wand, the matching shoes. Who needs to make the mortgage payment this month?”

    If you’re not careful, it’s only too easy to spend your life savings buying “STUFF” at the Disney parks. If you ARE careful, there are so many ways to save money while feeling like you’re splurging.

    1. Shop sales on Disney merchandise all year round and BRING IT WITH YOU. Whether I’m grabbing a $3 Fairies shirt at Disney Store’s sale or finding a perfect-condition Snow White dress at a consignment sale, I shop all year round for souvenirs. I purchase new and like-new Disney-related items for pennies on the dollar and pack them in our luggage. Lily is never the wiser and loves each item that she receives. Sometimes I give her these items while we’re in the parks, other times I’ll leave them on her pillow before bedtime in our hotel room.
    2. Collect Disney Gift Cards for birthdays/holidays. How many times have your kids’ friends and family asked you what to get for their birthdays or holidays? If I know we’re heading to the parks soon, I’ll request Disney gift cards. They spend like cash at the parks and kids can choose their own souvenirs. Didn’t spend the entire card? Bring it home and use it up at the local Disney Store!
    3. Shop after-Halloween clearance sales for princess dresses and pirate costumes. If you have been to the Disney parks before, you know that MANY of the kids there are dressed up like their favorite princess, pirate, etc. If that’s something you think your kids would have fun doing, know that you can buy these outfits for way less than they sell for in the parks. Halloween is the PERFECT opportunity to pick up a couple outfits at a bargain price. Shop before Halloween using coupons (Party City and Spirit Halloween stores PUMP out the coupons beginning a month or two before Halloween – sign up for their emails!) Shop after Halloween when prices are slashed to less than half of the original price. This year I took a coupon to Party City in the beginning of September and got Lily an adorable Sofia the First dress for less than $20. The quality is really decent and the price didn’t break the bank.  She’s wears the dress every other day and it will come with us on our next trip to Disney.
    4. Take advantage of free (and super cheap) photo gift deals to make personalized gifts and bring them on your trip. There are days when I feel like all I post are photo gift deals because there are literally that many available. Consider using these deals to make some incredible, personalized souvenirs to surprise your kids with! Make autograph books with the notebook deals, character pillows with the personalized pillowcase deals, use the blanket deals to make personalized throws for chilly nights at the parks when they’re in their strollers, etc. These gifts are not only memorable, they are useful as well.
    5. If you have a car, stop at the gigantic Walmart Supercenter just outside the parks and shop in their massive Disney souvenir section. Yes, you can load up on all the essentials – food, sunscreen, WINE… but this Walmart has something that other Walmarts don’t: a ridiculously large section dedicated to nothing but Disney branded EVERYTHING. Postcards, shirts, beach towels, mugs AND EVERY OTHER ITEM ON THE FACE OF THE EARTH THAT THEY CAN SLAP MICKEY MOUSE OR A PRINCESS ONTO! Truly! We save a bundle here purchasing our postcards (remember the time I paid almost $20 for 9 postcards in the Magic Kingdom?), tshirts for Lily’s cousins, etc.
    6. Bring coins for the Penny Press machines – cool souvenirs for $.51 each! Come on – who can resist the old-time charm of a Penny Press? Disney has these machines all over the parks. You need $.51 cents – 2 quarters to pay for the press and 1 penny to be flattened and stamped. Lily LOVES these machines. She loves winding the big crank and treats the pressed penny like it’s buried treasure! I recommend picking up an album for your pressed pennies – for less than $10 you can buy a book with pockets that hold and display all of your coins. Think I’m kidding about the sheer volume of these machines inside Disney? Check out this map of coin press machines in Disney World! Note: some machines are DIME and QUARTER presses, but most are penny presses. Consider printing the maps to locate these machines – and let your kids cross off the ones you get to.
    7. Disney Chase Visa credit card holders are eligible for FREE Park Perks. If you have a Disney Chase Visa card, be sure to take advantage of the perks available to you. Among them are: 10% discount at select gift shops throughout the parks, 10% discount at select restaurants throughout the parks, 20% off select tours and a private character meet and greet daily at Innovations West in Epcot with FREE souvenir 5×7 print (we met Pluto and Mickey when we did this 2 years ago). In addition to these perks, make sure you check out Chase’s website as you plan your trip because they frequently offer limited-time discounts, for example free credit when you book a Disney Cruise.
    8. Purchase a starter pack of pins to trade on EbayPin trading – it’s all the rage at Disney Parks.  Kids love running around the parks, wearing their pin-laden lanyards, trading pins with various Disney cast members.  But pins can be expensive!  Save some money by purchasing a set of Disney pins before you get to the parks.  As always, read seller feedback before purchasing to help ensure you get what you pay for.  I bought Lily a starter set of pins on Ebay – 25 pins for $12.15 with free shipping.  At 49 cents per pin, she’ll have a blast and I will enjoy knowing that I didn’t spend a fortune.

    Some reader faves…
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    Saving at Disney Parks Series: Best Resources for Planning a Trip to Disney

    Vol 2. Best resources for planning a trip to disney

    Thank you so much for the amazing response to the first post in my Saving at Disney Parks Series!  Let’s continue today with topic #2: the best resources for planning a trip to Disney.

    Now let’s be honest – there are more Disney resources (both in print and online) than any one person could probably ever read in a lifetime.  So I am going to focus not just on my personal favorites, but on reader suggestions that come up time and time again whenever I ask for input.  Some of you have books that you won’t leave home without.  Others follow blogs that are full of Disney tips and information.  I tend to do a little of both.

    Recommended BOOKS for Disney trip planning

    1.  Birnbaum’s Walt Disney World

    Birnbaum's Walt Disney World

    2. Birnbaum’s Walt Disney World for Kids 2014

    Birnbaum's Walt Disney World for Kids 2014

    3. Birnbaum’s Walt Disney World Dining Guide 2014

    Birnbaum's Walt Disney World Dining Guide 2014

    4. Fodor’s Walt Disney World with Kids 2014: with Universal Orlando, SeaWorld & Aquatica

    Fodor's Walt Disney World with Kids 2014 with Universal Orlando, SeaWorld & Aquatica (Travel Guide)

    Recommended WEBSITES, BLOGS and FORUMS for Disney trip planning

    1.  Mousesavers – I highly recommend signing up for their (free) monthly newsletter.  It comes out on the 15th of each month and contain a lot of pertinent info and even booking discounts for both Disney World and Disneyland.

    2.  Trekaroo An invaluable resource when it comes to planning a parks trip with KIDS.  Find extensive information and tips on Disney World and Disneyland.

    3.  TripAdvisor – This site is good for reading reviews of restaurants, hotels and more.

    4.  Passporter MomsEnjoy weekly podcasts with these moms who chat about all things Disney (parks, Disney Cruise Line) and general travel.

    5. DisBoards Hundreds of thousands of posts/threads on this forum-type site.  Chances are good that if you have a question related to something Disney, the answer is already here.  If not, this is a good place to ask!

    6.  Touring PlansLots of good info including up-to-the-minute wait times for park attractions.  I (paid for and) downloaded their app two years ago and used it throughout the parks to estimate wait times for rides, decide which parks to avoid certain days due to crowds, etc.

    7.  Undercover TouristThis website is the only non-Disney site permitted to sell Disney World tickets.  They sell them at a discount as well – the prices on their website are all-inclusive with tax, etc.  The prices on Disney’s site don’t include the taxes until you get to the checkout page.  I purchased tickets from this site for our upcoming trip – not only did I get a discount on tickets, I was able to take advantage of a “buy 4 day park hoppers get 5th day free” promo!

    8.  All EarsGreat resource with a ton of park info, including sneak peaks at new rides, attractions and more.

    9.  Kenny the PirateIf you have a question about a character (ie what characters are at which meals, where you can meet Princess So-and-So), you need to check out this site.  It was really helpful to me when planning which character meals we were going to make reservations for!

    10.  Disney Parks Mom PanelWho better to ask than Mom, right?  Head to this forum-type site to ask your park questions to real moms (and dads!) who are experts in all things Disney.  Bonus – they are Disney experts WITH a parent perspective…  that’s very helpful when you have specific questions related to visiting the parks with kids.

    11.  WDW Prep SchoolGreat blog with all sorts of information on everything Disney.  I really enjoyed reading some of her comparison posts on various Disney resorts and villas.  Check out her “trip plans” section for specific suggestions on things to do with princess lovers, pirate lovers, toddlers and more.

    12.  Disney Military TipsEspecially if you’re military, but even if you’re not, this website is PACKED with all sorts of information and advice on getting the very most out of your Disney parks vacation.

    13.  Disney Parks BlogA blog run by Disney itself and full of helpful information including what rides are going to be unavailable and when for refurbishment, current resort discounts available and more.  This site is a good source of general information.

    14.  Tips from the Disney DivaThis website filled with all sorts of great park-related information.  I enjoy following them on Facebook for various tips and tricks to getting around the parks faster and more efficiently.

    More suggestions from our readers!

    From Cathy:

    yourfirstvisit.net – This site rocks when trying to figure out what week to go and many other details of your plan.

    easywdw.com – Has a lot of plans and great images of all the current menus (helps when trying to figure out how to find your picky kids food and trying to understand the meal plan).

    wdwmagic.com is great for up to the minute changes at the park.

    Some reader faves…
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    Saving at Disney Parks Series: Best Tips for Saving Time or Money When Booking a Disney Parks Vacation

    Vol 1. Best Tips for Saving Time or Money When Booking a Disney Parks Vacation

    If you follow me on Facebook, you might have seen me mention that I would be started a new series – one that will help you save money on your Disney vacation!  Disney Parks are a popular destination for many families and I am happy to report that it really is possible to save (a lot of) money, not just when booking, but while actually enjoying your trip.

    Believe it or not, Disney offers many ways to save money.  Think outside the box to save even more.  I always recommend treating a Disney vacation like any other deal you’re seeking – do the research, know what constitutes a good deal and always remember that your time has value too.

    I have received a lot of great reader input on various Disney savings topics.  I will be compiling that input along with my own Disney knowledge into a series of posts.  I welcome you to fill up the comment section with tips of your own.

    Topic #1 in this series:

    Best Tips for Saving Time or Money When Booking a Disney Parks Vacation

    1.  Travel during non-peak times if possible.  Holidays, summertime and Spring break are all chronically wall-to-wall people in Disney Parks.  If you have the availability, consider traveling during off-peak times of the year.  Winter time after New Year’s typically sees lighter crowds, as well as September when school-aged kids are returning to classes.  Fall is also a good time to score cheaper airfare.

    2.  Take advantage of Disney Resort hotel discounts and free dining plan.  Typically offered a couple times each year, Disney will offer discounts (usually up to about 30%) on a stay in its park resorts.  These discounts will many times offer tiered savings – with the highest discount given to a stay at a deluxe resort, then moderate, then value.  The Disney Dining Plan is very popular with many families.  During certain times of year, Disney offers a free dining plan for each guest when you book a non-discounted stay at one of their resorts.

    3.  Use sites like VRBO to rent a condo or house outside of the parks.  We did this one year and for about $80/night got a nice 3 bedroom townhome with 3 bathrooms, washer/dryer, etc.  We were located less than a 10 minute drive from Disney’s main gate.  Our savings were huge and since that trip included a couple of days at Universal Studios and a Phillies Spring Training game, our location was perfect.

    4.  Stay ON park property but not IN a park resort.  There are a few options for staying within Disney’s main gate but not staying at a Disney resort to keep cost down.  Hilton and Waldorf Astoria are two examples of hotels in this category.  In 2012 we rented a condo at Wyndham Bonnet Creek from Vacation Strategy.  I cannot emphasize enough how stunningly beautiful the property and accommodations were… oh yeah – and we were right across the street from Epcot Center!  We traveled in March and scored a deluxe 2 bedroom condo that had a full kitchen, dining room, living room, 2 bedrooms, washer/dryer, etc. for less than $200/night.  It was phenomenal and I would recommend it to anyone.  The Wyndham itself is a timeshare resort.  Yes, the front desk will attempt to rope you into a timeshare presentation.  NO, it is absolutely NOT required.  We simply did not answer our phone the time or two that they called and when we checked in said that we had to take a look at our schedule and get back to them.

    5.  Rent Disney Vacation Club (DVC) points from a reputable points broker.  For years my cousins have gone to Disney, stayed ON park property in the Villas and saved a lot of money while doing so.  We rented DVC points and saved SO MUCH MONEY on our stay in Animal Kingdom Villas!  In a nutshell, DVC members might find that there comes a year when they are not going to head to Disney and use the points that they have paid for.  Rather than take a loss on the points, they can rent them to a non-DVC member.  Non-DVC members CAN rent rooms (studios, 1 BR, 2 BR, 3 BR) on Disney’s website – but the prices are astronomical.  Instead, many people choose to rent points to save a lot of money.  There are two main, reputable, BBB accredited companies that act as DVC point brokers.  DVC Rental Store and David’s Vacation Club Point Rentals facilitate these rentals.  They act as the go-between and match DVC members with interested renters.  They do charge for this service by charging the renter several dollars more per point than they are paying the DVC member.  I did not find the surcharge to be too costly – well worth the peace of mind in having assistance to book the stay.

    6.  Plane, train or automobile… how will you get there?   Depending on how far you are from Disney, you might have the option to fly, drive or ride the rails.  Research airfare versus gas prices, etc to determine the most cost effective way for you to travel.  Will you need to rent a car when you arrive or are you staying at a park property where you’ll be able to use the free park-to-park transportation?  If you drive will you need to spend money on a hotel en route to Disney?  We typically drive to Florida from Pennsylvania.  Gas + tolls + one night in a hotel room are usually similar or even a little less than flying, plus I really just prefer the road trip to flying when traveling with small kids.  We can travel at our own pace, on our own schedule – just personal preference.

    7.  Book through a travel agent to save time, get the best deals Disney Parks are offering AND sometimes get a few perks along the way.  There are some fantastic travel agents out there, many who specifically specialize in Disney vacations.  (See the end of this post for some suggestions from fellow readers.)  These agents think of all of the details that you may or may not even be aware of.  Often times they will compile itineraries for you, help book dining (like character meals) and just provide an overall source of support to answer questions before or even during your trip.  Sometimes extra incentives are offered for booking through them and using their services.  I received a $100 ship credit when I booked our Disney Cruise through a Disney booking service.

    8.  Use credit earned with the Disney Chase Visa card.  I am going to write an entire post on how much we enjoy this card and how much money it has given us to spend in the Disney Parks.  But for now…  if you can exercise some fiscal responsibility and use a credit card to pay for monthly expenses (like a debit card) and then pay the bill off in full each month (avoiding any kind of finance charges) this card is a great option for Disney fans.  You earn rewards on the card that are redeemable for a Disney gift card that you can spend at Disney Parks, Disney Stores, etc.  Basically for every point you earn on your card, you earn $1 to spend at Disney.  The card comes with certain perks – 10% off Disney Store purchases of $50 or more, 10% off select Disney World restaurantsexclusive character meet and greet at Epcot with complimentary 5×7 print (you can do this each day you’re there!) and more.  I even received a free $50 ship credit for using my credit card to book our upcoming Disney Cruise.

    9.  Book your Disney trip through AAA.  A bunch of readers have suggested this!  If you are a AAA member, check to see if you can save some money by booking through them.  I’ve also heard several people mention that a booking with AAA also scores you a priority parking pass to use in the parks.  You get to park super close – right next to the handicap parking!

    Reader shoutouts!  Thanks to my Facebook fan for recommending the following Disney Vacation specialists who can help you book your dream Disney trip:

    Be Our Guest Vacations

    Making Memories Michelle

    Travel Deals by Dana

    Mouseketrips

    Some reader faves…
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